Protect Your Reputation. Manage Your Risk. Prove Your Compliance.
MinRisk empowers banks, acquirers, and payment institutions with deep merchant risk intelligence, powered entirely by open-source data. Continuous merchant intelligence across identity, payment flow, infrastructure, and compliance, from onboarding through ongoing monitoring, without integrating with your core banking systems or accessing transactional data.
Why Banks Choose MinRisk
Reputation Protection
See risks in your merchant portfolio before the outside world does. MinRisk continuously scans your merchant ecosystem, identifying content violations, suspicious payment configurations, and compliance gaps.
Compliance Assurance
Regulatory frameworks like Mastercard BRAM, Visa VIRP, and local financial regulations demand provable compliance. MinRisk documents every finding with screenshots, network evidence, and verifiable data trails.
Layered Open Intelligence
Every merchant carries a different digital footprint across platforms, technologies, and jurisdictions. MinRisk gathers open-source intelligence at every layer, normalizes it, and structures it into decision-grade insight on identity, payment flow, infrastructure, and compliance, refreshed continuously, without access to your transactional data.
Provable Evidence & 3DS Verification
Every finding is backed by hard evidence: screenshots, network traffic, form submissions, and — uniquely — 3D Secure payment flow verification. No other MMSP offers this.
Two Products. One Mission: Make Risk Visible.
MinRisk
Continuous merchant monitoring, onboarding intelligence, transaction laundering detection, and 3D Secure payment flow verification.
For compliance teams managing merchant portfolios Explore MinRisk Platform
How It Works
From import to insight in minutes — not months.
Add Merchants
Single entry or bulk import via CSV/Excel. Load your existing portfolio in minutes.
Automatic Scanning
Intelligent crawlers analyze merchant websites, payment forms, and network traffic automatically.
Risk Analysis
Multi-layered risk signals evaluated across Trust Score and TL Score layers with evidence.
Results & Action
Intuitive dashboard, email alerts, MMSP-compliant case management, and Mastercard-format exports.
Built for Card Network and Regulatory Compliance
MinRisk is designed around the operational needs of card network compliance, including Mastercard MMP/BRAM, Visa VIRP, and applicable local regulations.
Card Network Compliance
Full coverage of Mastercard BRAM and Visa VIRP prohibited categories. Each match backed by verifiable, on-page evidence.
Layered Detection
Coverage across identity, payment flow, infrastructure, and compliance. Structured into one decision-grade view.
Case Management & Reporting
Auto-created cases, deadline tracking, and automated reminders. MMSP-format reports that turn findings into clear, actionable insight.
Local Regulations
Country-specific compliance signals. Tracked as new regulatory frameworks emerge.
Built for Financial Institutions
Banks
Screen and monitor merchant portfolios to protect against fraud, ensure compliance, and safeguard institutional reputation.
Acquirers & PSPs
Manage merchant risk across onboarding and ongoing operations with automated scanning, MMSP-ready case management, and real-time alerts.
Payment Facilitators
Scale your merchant base confidently with continuous risk monitoring and compliance automation.
Ready Today. Not Next Quarter.
No lengthy integration. No complex setup. No bank data required. MinRisk deploys in a day and starts delivering intelligence immediately.
Request a Demo