Merchant Intelligence Network

Protect Your Reputation. Manage Your Risk. Prove Your Compliance.

We empower banks, acquirers, and payment institutions with deep merchant risk intelligence — powered entirely by open-source data. Full 360° visibility into your merchant portfolio without requiring a single byte of bank data.

Risk Score
73
Merchants
2,847
Alerts Today
12
Compliance
96%
Risk Trend (7 days)

Built for Regulated Financial Institutions

PCI DSS
SOC 2
ISO 27001
GDPR Ready
MMSP Ready
The Challenge

The Threat Is Growing. The Clock Is Ticking.

The global e-commerce fraud landscape is evolving faster than traditional compliance methods can keep up.

$48B+
Transaction laundering drains the global payments industry annually
340%
Increase in illegal online merchant operations in the last 5 years
72hr
Card networks require rapid violation reporting with tight deadlines

The question is no longer "is there risk?" — it's "how fast can you see it and prove it?"

Reputation Protection

See risks in your merchant portfolio before the outside world does. MinRisk continuously scans your merchant ecosystem, identifying content violations, suspicious payment configurations, and compliance gaps.

Compliance Assurance

Regulatory frameworks like Mastercard BRAM, Visa VIRP, and local financial regulations demand provable compliance. MinRisk documents every finding with screenshots, network evidence, and verifiable data trails.

360° Open Intelligence

MinRisk works differently. Using only open-source intelligence — web crawling, network analysis, DNS/SSL inspection — we build a complete risk picture without touching your bank data.

Unique Capability

Provable Evidence & 3DS Verification

Every finding is backed by hard evidence: screenshots, network traffic, form submissions, and — uniquely — 3D Secure payment flow verification. No other MMSP offers this.

Two Products. One Mission: Make Risk Visible.

Risk Intelligence Platform

MinRisk

Continuous merchant monitoring, onboarding intelligence, transaction laundering detection, and 3D Secure payment flow verification.

For compliance teams managing merchant portfolios Learn More
Threat Intelligence

RavenTrace

Deep-dive investigations into illegal merchant networks exploiting your IBANs, brand, and payment infrastructure.

For risk leaders who need to know their exposure Learn More
Simple Process

How It Works

From import to insight in minutes — not months.

1

Add Merchants

Single entry or bulk import via CSV/Excel. Load your existing portfolio in minutes.

2

Automatic Scanning

Intelligent crawlers analyze merchant websites, payment forms, and network traffic automatically.

3

Risk Analysis

Multi-layered risk signals evaluated across Trust Score and TL Score layers with evidence.

4

Results & Action

Intuitive dashboard, email alerts, MMSP-compliant case management, and Mastercard-format exports.

Built for MMSP Compliance

Designed from the ground up to meet Mastercard's Merchant Monitoring Program and card network compliance frameworks.

Mastercard BRAM

10/10 prohibited categories covered

Visa VIRP

7/7 prohibited categories covered

Local Regulations

Country-specific compliance signals

Risk Signals

Deep coverage across multiple risk layers

Plus: MMSP-format case management with automated status tracking, deadline management, and Mastercard-ready Excel exports.

Built for Financial Institutions

Banks

Screen and monitor merchant portfolios to protect against fraud, ensure compliance, and safeguard institutional reputation.

Acquirers & PSPs

Manage merchant risk across onboarding and ongoing operations with automated scanning, MMSP-ready case management, and real-time alerts.

Payment Facilitators

Scale your merchant base confidently with continuous risk monitoring and compliance automation.

Ready Today. Not Next Quarter.

No lengthy integration. No complex setup. No bank data required. MinRisk deploys in a day and starts delivering intelligence immediately.

Request a Demo